Social networking Web sites, such as MySpace, Facebook and LinkedIn, are growing increasingly popular with young people and adults alike.
These sites allow people to reconnect with old friends and colleagues and to make new connections.
However, as with most other Web sites, these sites allow the posting of communications that the posters may come to regret.
These posts can cause hard feelings and may result in significant financial loss.
Sending a child off to college is always an exciting and anxious time for parents.
They worry about their child's safety, whether she has everything she needs, how she'll get along with her roommates, and whether she's ready for independent living.
Between making sure that textbooks and supplies have been purchased, tuition bills paid and course registrations completed, it's natural that parents won't think about insurance considerations.
However, accidents can happen at college just as easily as they can at home, so it's worth taking a few minutes to think about insurance coverage.
Experts are predicting a 51 percent chance that a major hurricane will hit the East Coast before the hurricane season ends in December.
Similarly, the chance of a major hurricane hitting the Gulf Coast between the Florida Panhandle and Brownsville, Texas, is predicted at 50 percent.
Both predictions are well above long-term averages, which signals a potentially active hurricane season.